Your personal CFO, on WhatsApp.
Ask
anything about your money,
in your own language:
tax, insurance, loans,
investments, bills.
Free to use · No app needed · Built with AI · Backed by human experts
₹250 Cr assets managed for 1,000+ people across India
9:41
Basis Money
online
Today
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Hi
9:41
Hi Priya! I’m Basis, your personal CFO on WhatsApp. I’m an AI, so I’m around whenever you need me.
9:41
Old tax regime or new? Which one suits me?
9:42
Depends on what you claim. The new regime has lower rates but drops most deductions, like 80C and HRA. Tell me roughly what you claim and I’ll walk you through both.
9:42
Message
An illustrative conversation.
Ask
anything
Tap a question and it opens in WhatsApp, ready to send. Ask in English, Hindi or Hinglish.
Remind me before my credit card bill is due
Old tax regime or new: which suits me?
Are my mutual funds doing well?
What bills are due this week?
How much commission am I paying on my funds?
Which of my investments count for 80C?
Tax kaise bachaun is saal?
Direct or regular plan: what’s the difference?
How is tax on my fund gains worked out?
What is an ELSS fund?
Track my bills and EMIs every month
What does my term plan actually cover?
Why did my home loan EMI go up?
Mera EMI kyun badh gaya?
How is credit card interest calculated?
Is my health cover enough for my family?
What happens if I miss a premium?
Prepay my home loan or invest?
How does a loan affect my credit score?
Trained on Indian money.
Backed by human experts.
Built for one job: making sense of your money.
Tested against the best.
Basis is built on India’s tax, insurance, lending and investment rules, and tested on the questions people really ask. On our benchmark, it gets more of them right than general-purpose AI.
Indian personal finance benchmark
Accuracy on 1,200 real questions
Basis
92%
General-purpose AI assistants
67%
Search and forums
48%
Tax, insurance, loans, investments and paperwork, graded by our experts.
Priya’s money desk
Basis, with expert review · illustrative
Term plan renewal
Due 14 Nov
ITR for FY 2025–26
Documents in
Home loan rate change
Expert reviewed
Mutual fund check-up
Ready
A concierge for your money
One Basis that knows your family, your goals and your paperwork, and follows things through. When a question needs a person, our human experts step in.
Numbers you can trust
Every figure about your money is calculated by our finance engine from your own documents, not guessed by the AI. Basis never moves your money, and it will always ask before it does anything for you.
Portfolio return · illustrative
12.4%
a year, since Jan 2021 (XIRR)
Read from your CAS statement
46 transactions
Calculated by the Basis finance engine
Exact
Explained by the AI, in your language
Plain words
Private and secure by design.
Your money is personal. So is everything you tell Basis.
Your data stays in India
Stored and processed on servers in Mumbai.
Encrypted, always
Encrypted in transit and at rest, on a private network, with every access logged.
Built for the DPDP Act
We follow India’s Digital Personal Data Protection Act, 2023. See, correct or delete your data at any time.
Never your passwords
Basis never asks for OTPs, PINs, CVVs, card or Aadhaar numbers, or banking passwords.
Frequently asked questions
Something else on your mind? Ask Basis on WhatsApp.
Is Basis really free?
Yes, Basis is free to use. We also offer a paid family office service for higher-net-worth individuals and families. Message us on WhatsApp if you’d like to talk about it.
Is Basis a person?
Basis is an AI, backed by human experts. Hashlabs India Private Limited is responsible for it. It talks like a thoughtful person, and it always tells you it’s an AI.
Does Basis give investment advice?
Not yet. Our registration with SEBI as an investment adviser is in progress. Until it’s granted, Basis explains how things work and lays out the facts about your money, but doesn’t recommend specific investments or products.
What can I send it?
Questions in your own words, statements and policy documents, or screenshots from your investment or bank app. Never send OTPs, PINs or passwords.
Where does my data go?
It’s stored and processed in India, on servers in Mumbai. We don’t sell your data or use it for advertising. The privacy policy has the details.
How do I delete my data?
Message Basis on WhatsApp, or write to support@basismoney.in. We delete it within 30 days, except records the law requires us to keep.
Which languages does it speak?
English, Hindi and Hinglish, the way you’d text a friend.
